This is a Cultured Champagne Pearls 5mm Artisan 18/20K Y.G. Real citrine & Ruby Necklace 20", pearls are 5mm each , gold in this necklace is higher than 18 karat.  this has got briollete cut real citrine and ruby's dangling near the closure, it has got toggle clasp, please look at the pictures. very pretty and adorable necklace, we tested it to be more than 18k gold, is in nice condition and would make a lovely gift.

Andy